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The Basics of Non-QM Lending and its Role in the Mortgage Industry Non-QM lending, or non-qualified mortgage lending, refers to a type of mortgage lending that falls outside of traditional, government-backed conforming loans. These types of loans are designed for borrowers who...

1/17/2023

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The Basics of Non-QM Lending and its Role in the Mortgage Industry

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Texas mortgage company notice: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage company residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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The Basics of Non-QM Lending and its Role in the Mortgage Industry Non-QM lending, or non-qualified mortgage lending, refers to a type of mortgage lending that falls outside of traditional, government-backed conforming loans. These types of loans are designed for borrowers who...

The Basics of Non-QM Lending and its Role in the Mortgage Industry

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