--- title: Get the latest content from FundLoans | Jon Maddux description: Read the most recent news about non qualified mortgages industry by leveling up with the MDME Blog. --- [![FundLoans](https://blog.fundloans.com/hs-fs/hubfs/raw_assets/public/FundLoans_September2021/images/main_logo.png?width=678&height=406&name=main_logo.png "FundLoans")](https://www.fundloans.com) - [Quick Pricer](https://quickpricer.fundloans.com/) - [Guidelines + Matrices](http://www.fundloans.com/guidelines) - [Loan Products](http://www.fundloans.com/loan-products) - [Overview](http://www.fundloans.com/loan-products) - [Standalone 2nd](http://www.fundloans.com/standalone-2nd) - [Bank Statement Program](http://www.fundloans.com/bank-statement-program) - [DSCR and No Ratio](http://www.fundloans.com/dscr-and-no-ratio) - [Non-QM Full Doc](http://www.fundloans.com/non-qm-full-doc) - Client Tools - [Rates](http://www.fundloans.com/daily-rate-sheets) - [Client Portal](https://www.fundloans.com/en-us/broker-logins-temp) - [Client Administration](http://www.fundloans.com/broker-approval) - [Webinars](http://www.fundloans.com/webinars) - [DSCR Calculator](http://www.fundloans.com/dscr-calculator) - [Blended Rate Calculator (2nd Liens)](http://www.fundloans.com/blended-rate-calculator) - [Forms and Checklists](http://www.fundloans.com/forms) - [Turn Times](http://www.fundloans.com/turntimes) - [Appraisals](http://www.fundloans.com/appraisal) - [Flyers](http://www.fundloans.com/white-label-flyers) - [Blog](https://blog.fundloans.com/blog) - [Private Money Loans](https://www.fidelispf.com/) - [Company](http://www.fundloans.com/our-team) - [Our Story](http://www.fundloans.com/ourstory) - [Our Team](http://www.fundloans.com/our-team) - [Careers](http://www.fundloans.com/careers) - [State Licensing](http://www.fundloans.com/state-licensing) - [Podcast](http://www.fundloans.com/podcast) - [Contact Us](http://www.fundloans.com/contact-us) ## [This borrower was able to qualify using business bank statements from their lucrative medical practice to take advantage of their equity on an owner occupied home valued at over $12M. Though the borrower had a low-rate conventional 1st position lien, the FundLoans Non-QM 2nd...](https://blog.fundloans.com/blog/recently-funded-standalone-2nd-business-bank-statement-loan) 8/15/2023 [0 Comments](https://blog.fundloans.com/blog/recently-funded-standalone-2nd-business-bank-statement-loan#comments-listing)   ## Recently Funded Standalone 2nd Business Bank Statement Loan - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/recently-funded-standalone-2nd-business-bank-statement-loan#comments-listing) ## [This borrower scored their own piece of paradise - a stunning new construction high-rise condo nestled in the heart of Sunny Isles Beach, FL.](https://blog.fundloans.com/blog/recently-funded-5590000-24-month-business-bank-statement-loan) 8/8/2023 [0 Comments](https://blog.fundloans.com/blog/recently-funded-5590000-24-month-business-bank-statement-loan#comments-listing)   ## Recently Funded $5,590,000 24-Month Business Bank Statement Loan - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/recently-funded-5590000-24-month-business-bank-statement-loan#comments-listing) ## [The key factor with this loan was that the self-employed borrower was able to do a rate & term refinance in this high-rate market. We used a CPA letter with a 10% expense on the borrower’s interior design business to qualify them for a $3 million loan on their vacation home on...](https://blog.fundloans.com/blog/3-million-alt-doc-refinance-on-a-2nd-home) 7/25/2023 [0 Comments](https://blog.fundloans.com/blog/3-million-alt-doc-refinance-on-a-2nd-home#comments-listing)   ## $3 Million Alt-Doc Refinance on a 2nd Home - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/3-million-alt-doc-refinance-on-a-2nd-home#comments-listing) ## [This borrower is an experienced investor with multiple investment properties who was looking to access the equity from one of his homes to reinvest and upgrade his portfolio of real estate. This DSCR loan helped him do that. FundLoans' Spectrum No Ratio Program can go all the...](https://blog.fundloans.com/blog/recently-funded-519000-dscr-no-ratio-loan) 7/18/2023 [0 Comments](https://blog.fundloans.com/blog/recently-funded-519000-dscr-no-ratio-loan#comments-listing)   ## Recently Funded DSCR No Ratio Loan Closed in 15 Days - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/recently-funded-519000-dscr-no-ratio-loan#comments-listing) ## [With a diverse portfolio of successful businesses, including a mortgage brokerage, this borrower presented us with a unique challenge. Not only did we assist him in promptly settling an impending construction loan, but we also facilitated a substantial cash-out opportunity. To...](https://blog.fundloans.com/blog/recently-funded-1350000-bank-statement-loan) 7/11/2023 [0 Comments](https://blog.fundloans.com/blog/recently-funded-1350000-bank-statement-loan#comments-listing)   ## Recently Funded $1,350,000 Bank Statement Loan - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/recently-funded-1350000-bank-statement-loan#comments-listing) ## [In the world of mortgage lending, non-QM (Non-Qualified Mortgage) loans have rapidly gained popularity in recent years. However, misconceptions about this alternative lending option persist, leading to confusion and hesitancy among borrowers and even mortgage brokers. This blog...](https://blog.fundloans.com/blog/common-misconceptions-about-non-qm-lending) 6/14/2023 [0 Comments](https://blog.fundloans.com/blog/common-misconceptions-about-non-qm-lending#comments-listing)   ## Common Misconceptions About Non-QM Lending - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/common-misconceptions-about-non-qm-lending#comments-listing) ## [Why Mortgage Brokers Should Consider Non-QM Loans for Self-Employed Borrowers Non-QM loans are becoming an increasingly popular option for mortgage brokers helping self-employed business owners. These borrowers might not fit the traditional underwriting guidelines of a...](https://blog.fundloans.com/blog/why-mortgage-brokers-should-consider-non-qm-loans-for-self-employed-borrowers) 2/2/2023 [0 Comments](https://blog.fundloans.com/blog/why-mortgage-brokers-should-consider-non-qm-loans-for-self-employed-borrowers#comments-listing)   ## Why Mortgage Brokers Should Consider Non-QM Loans for Self-Employed Borrowers  - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/why-mortgage-brokers-should-consider-non-qm-loans-for-self-employed-borrowers#comments-listing) ## [The Basics of Non-QM Lending and its Role in the Mortgage Industry Non-QM lending, or non-qualified mortgage lending, refers to a type of mortgage lending that falls outside of traditional, government-backed conforming loans. These types of loans are designed for borrowers who...](https://blog.fundloans.com/blog/the-basics-of-non-qm-lending) 1/17/2023 [0 Comments](https://blog.fundloans.com/blog/the-basics-of-non-qm-lending#comments-listing)   ## The Basics of Non-QM Lending and its Role in the Mortgage Industry - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/the-basics-of-non-qm-lending#comments-listing) ## [FundLoans' Quick Pricer offers straightforward pricing for our mortgage products to help mortgage brokers have discussions with their borrowers. This simple, user-friendly tool provides quick non-binding quotes allowing for spontaneous, one-on-one interactions. Create and send...](https://blog.fundloans.com/blog/have-you-checked-fundloans-quick-pricer) 6/29/2022 [0 Comments](https://blog.fundloans.com/blog/have-you-checked-fundloans-quick-pricer#comments-listing)   ## Have you Checked FundLoans Quick Pricer? - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/have-you-checked-fundloans-quick-pricer#comments-listing) ## [Many mortgage brokers are starting to find they have fewer deals in their pipeline as the market supply shrinks and rates rise.](https://blog.fundloans.com/blog/how-to-grow-your-pipeline-in-a-rising-rate-market) 6/24/2022 [0 Comments](https://blog.fundloans.com/blog/how-to-grow-your-pipeline-in-a-rising-rate-market#comments-listing)   ## How to Grow Your Pipeline in a Rising Rate Market - [Tweet](https://twitter.com/share) [0 Comments](https://blog.fundloans.com/blog/how-to-grow-your-pipeline-in-a-rising-rate-market#comments-listing) ### Archives - [August 2023 (2)](https://blog.fundloans.com/blog/archive/2023/08) - 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Company - [Podcast](http://www.fundloans.com/podcast) - [Our Story](http://www.fundloans.com/ourstory) - [Blog](https://blog.fundloans.com/blog) - [Our Team](http://www.fundloans.com/our-team) - [Careers](http://www.fundloans.com/careers) - [State Licensing](http://www.fundloans.com/state-licensing) - [Contact Us](http://www.fundloans.com/contact-us) FundLoans Capital NMLS ID: [1202262](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1202262) 12481 High Bluff Dr., Ste. 150 San Diego, CA 92130 [info@fundloans.com](mailto:info@fundloans.com) Main Line: [(877) 671-9842](tel:8776719842) Sales: [(760) 388-5888](tel:7603885888) Loss Payee Information FundLoans Capital ISAOA/ATIMA 12481 High Bluff Drive Suite #150 San Diego, CA 92130 ![Picture of Equal Housing Lender](https://blog.fundloans.com/hs-fs/hubfs/raw_assets/public/FundLoans_September2021/images/footer_logo.png?width=91&name=footer_logo.png "Picture of Equal Housing Lender") For industry professionals only.  This communication is not intended to be distributed to consumers or to the general public and is not an advertisement extended to the consumer as defined by Section 1026.2 of Regulation Z.  All rates, terms, and programs are subject to change without notice.  Other restrictions apply. This is not a commitment to lend. **Texas mortgage company notice:**  Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at [**www.sml.texas.gov**](http://www.sml.texas.gov/). A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage company residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at [**www.sml.texas.gov**](http://www.sml.texas.gov/). Residential Wholesale Lender for Mortgage Brokers licensed in the following States: Arizona · California · Colorado · Connecticut · Florida · Georgia · Idaho · Illinois · Maryland · Montana · Nevada · New Jersey · New Mexico · North Carolina · Oregon · South Carolina · Tennessee · Texas · Utah · Washington ​· Wyoming - [Privacy Policy](http://www.fundloans.com/policy) - [Licensing and Disclosures](http://www.fundloans.com/state-licensing) - [Cookie Policy](http://www.fundloans.com/cookies) © Copyright 2026 FundLoans Capital